Today I want to start with a question. What is one of the most universally advised practices that so few people actually do? Think for a minute. Budgeting. Nearly every living person recognizes the value in creating a budget. Everyone knows how important they are to saving money. Retirement experts, financial advisors, and money bloggers all hype up the value in … [Read more...] about The 50/30/20 Rule: Is it the Best Budget for you?
Budget like a Pro
You’ll probably agree with me on this… Finding balance is tough, especially when it comes to money. So when is rewarding yourself worth it? When you’ve finally figured out how to manage your own money and put yourself on a path towards financial success, the challenge becomes finding the right balance between sticking to your goals and enjoying life along the … [Read more...] about Embracing Lifestyle Inflation with Scalable Spending
Budgeting sucks. Reducing your spending. Cutting your expenses. Finding ways to save. Paying down debt. Increasing your income. Optimizing your investments. 99% of people probably have better hobbies than trying to find every way to save more money. I admit that I’m one of those weird people in the 1% who actually enjoy this. But I also recognize that most … [Read more...] about Return on Effort Matrix: Budgeting the Smart Way
Over the past few years I have watched dozens of videos and read hundreds of articles by financial experts doling out their latest advice on investing and the state of the stock market. For the most part the advice has been the same: SELL. I’ve even had close friends and family tell me that there is no question that the market is about to crash and that I need to … [Read more...] about How to Make a Recession Proof Budget